Are you concerned about making your monthly payments? Whether it is assistance to pay winter heating costs, home mortgage or monthly rental payments. DON'T IGNORE THE SITUATION! There IS help. Hundreds of families find themselves not able to pay all of their bills each month for hundreds of different reasons.

~ The Home Energy Assistance Program for South Central Idaho is available to help with home heating costs. They can be reached by calling Dorena at 208-736-0676.

~ The Idaho State Attorney General's office provides guidance to renters by calling the Tenant and Landlord Office in Boise at 208-334-2424.

ARCH Community Housing Trust ~ ARCH Community Housing Trust offers foreclosure tips, interesting articles, ways to manage your credit, information on how your credit score affects your life and many other helpful services to Community Home Owners. Click on the link above; or, give them a call at 726-4411.

~ If you've taken out a home equity loan, second mortgage or variable rate home mortgage on your Blaine County Community Home, call BCHA at 788-6102.

~ MORTGAGE FRAUD AND FORECLOSURE is a free booklet to help Idahoans avoid deceptive mortgage rescue scams, take appropriate steps to avoid foreclosure and stay in their homes. You may pick up a copy at the BCHA office or contact the Idaho State Attorney General's office at www.ag.idaho.gov

The Home Ownership Preservation Foundation is an independent nonprofit HUD approved FREE service with only one mission: to help homeowners avoid foreclosure. The sooner you call them the sooner their counselors can provide you with the help you need. By calling the 1-888-995-HOPE hotline a trained foreclosure prevention counselor can begin to help you. You can also reach them on the web at: www.995hope.org

~ The Idaho Housing and Finance Association offers a wide range of FREE home counseling services. Call the IHFA toll free number 1-877-888-3135 to identify the location and program best suited for your needs. Or check out the IHFA website Idaho Housing and Finance Association