BLAINE COUNTY HOUSING AUTHORITY
  • Welcome
    • About Us
    • How to Find Us
    • Board and Staff
    • FAQ's
  • Apply Online!
  • Strategic Plan
  • Income & Asset Limits
  • Purchase
    • Housing Counseling
    • Preparing for Ownership
    • How To Apply
    • Housing Affordability Calculator
    • Homes for Sale
  • Rent
    • Blaine County Rental Guide
    • Resources for Renters
    • Information about Section 8 Housing
    • The Lift Tower Lodge
    • Properties For Rent
  • Maximum Monthly Housing Costs
  • BCHA Documents
    • Community Housing Guidelines
    • BCHA Strategic Direction
    • Housing Studies
  • Community Resources
    • Veterans
    • Fair Housing
  • Abuse of Community Housing
  • Community Homeowner Portal
    • Rental Recertification
  • Board Meetings
    • 2022 Meeting Schedules, Notice, Agenda, and Minutes >
      • 2020 Meeting Notices
    • Archived Agenda & Minutes >
      • 2020 Agenda & Minutes
      • 2019 Agenda & Minutes
      • 2018 Agenda & Minutes
      • 2017 Agenda & Minutes
      • 2016 Agenda & Minutes
      • 2015 Agenda & Minutes
      • 2014 Agendas & Minutes
      • 2013 Agendas & Minutes
      • 2012 Agendas & Minutes
      • 2011 Agendas & Minutes
      • 2010 Agendas & Minutes
  • Open Records
  • Emergency Housing Assistance
  • Contact Us
  • Monthly Rental Data
    • 2022

Housing Counseling Services

Blaine County Housing Authority now provides free housing counseling services.  Detailed explanations of what services are offered are listed below. Please call our office at 208.788.6102 to schedule a one-on-one meeting.

Almost everyone can use a little guidance.  If you find yourself confused or struggling with financial decisions, housing counseling can provide key elements in goal planning and help identify gaps in your budget or explore ways of looking at your unique situation.  Life is complex and often asking for help can be embarrassing.  Our services are confidential and free.

One-on-One Counseling in the following topic areas:

Pre-Purchase
Counseling that prepares clients for mortgage readiness; prequalification, standardized income calculations, credit report review. Counseling sessions address savings, credit and debt barriers to homeownership and help developing a personal action plan.

Foreclosure
Counseling to homeowners in financial crisis. Default and delinquency, including reasons for default; ways to maximize income and reduce expenses; calculating delinquencies; understanding the players in the mortgage marketplace; loss-mitigation options for a variety of mortgage products; legal information about foreclosure laws and timelines; tips on effectively communicating with lenders and servicers; and understanding homeowner and lender rights and obligations found in loan documents.

Post-Purchase
Help for both new and existing homeowners to manage their most important asset. Topics include home maintenance and repair, financial management and budgeting skills, insurance, methods for getting homeowners more involved in their community, early intervention programs to prevent delinquencies and default, and the pros and cons of refinancing.
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  • Welcome
    • About Us
    • How to Find Us
    • Board and Staff
    • FAQ's
  • Apply Online!
  • Strategic Plan
  • Income & Asset Limits
  • Purchase
    • Housing Counseling
    • Preparing for Ownership
    • How To Apply
    • Housing Affordability Calculator
    • Homes for Sale
  • Rent
    • Blaine County Rental Guide
    • Resources for Renters
    • Information about Section 8 Housing
    • The Lift Tower Lodge
    • Properties For Rent
  • Maximum Monthly Housing Costs
  • BCHA Documents
    • Community Housing Guidelines
    • BCHA Strategic Direction
    • Housing Studies
  • Community Resources
    • Veterans
    • Fair Housing
  • Abuse of Community Housing
  • Community Homeowner Portal
    • Rental Recertification
  • Board Meetings
    • 2022 Meeting Schedules, Notice, Agenda, and Minutes >
      • 2020 Meeting Notices
    • Archived Agenda & Minutes >
      • 2020 Agenda & Minutes
      • 2019 Agenda & Minutes
      • 2018 Agenda & Minutes
      • 2017 Agenda & Minutes
      • 2016 Agenda & Minutes
      • 2015 Agenda & Minutes
      • 2014 Agendas & Minutes
      • 2013 Agendas & Minutes
      • 2012 Agendas & Minutes
      • 2011 Agendas & Minutes
      • 2010 Agendas & Minutes
  • Open Records
  • Emergency Housing Assistance
  • Contact Us
  • Monthly Rental Data
    • 2022