BLAINE COUNTY HOUSING AUTHORITY
  • Welcome
    • About Us
    • How to Find Us
    • Board and Staff
    • FAQ's
  • Apply Online!
  • Strategic Plan
  • Income & Asset Limits
  • Purchase
    • Housing Counseling
    • Preparing for Ownership
    • How To Apply
    • Housing Affordability Calculator
    • Homes for Sale
  • Rent
    • Blaine County Rental Guide
    • Resources for Renters
    • Information about Section 8 Housing
    • The Lift Tower Lodge
    • Properties For Rent
  • Maximum Monthly Housing Costs
  • BCHA Documents
    • Community Housing Guidelines
    • BCHA Strategic Direction
    • Housing Studies
  • Community Resources
    • Veterans
    • Fair Housing
  • Abuse of Community Housing
  • Community Homeowner Portal
    • Rental Recertification
  • Board Meetings
    • 2022 Meeting Schedules, Notice, Agenda, and Minutes >
      • 2020 Meeting Notices
    • Archived Agenda & Minutes >
      • 2020 Agenda & Minutes
      • 2019 Agenda & Minutes
      • 2018 Agenda & Minutes
      • 2017 Agenda & Minutes
      • 2016 Agenda & Minutes
      • 2015 Agenda & Minutes
      • 2014 Agendas & Minutes
      • 2013 Agendas & Minutes
      • 2012 Agendas & Minutes
      • 2011 Agendas & Minutes
      • 2010 Agendas & Minutes
  • Open Records
  • Emergency Housing Assistance
  • Contact Us
  • Monthly Rental Data
    • 2022

Have Questions?  We have information that can help!


Preparing for Homeownership:

Figure out how much you can afford. What you can afford depends on the following: 
  • Household income
  • Credit rating
  • Current monthly expenses
  • Amount of down payment needed 
  • Interest rate

Know your rights
  • Fair Housing: Equal Opportunity for All – brochure
  • Real Estate Settlement Procedures Act (RESPA) - RESPA is about closing costs and settlement procedures. RESPA requires that consumers receive disclosures at various times in the transaction and outlaws kickbacks that increase the cost of settlement services. RESPA is a HUD consumer protection statute designed to help homebuyers be better shoppers in the home buying process, and is enforced by HUD. Click here for RESPA information.
  • Borrower's rights - ATTENTION BORROWER! - This may be the largest and most important loan you get during your lifetime. You should be aware of certain rights before you enter into any loan agreement.
    • You have the RIGHT to shop for the best loan for you and compare the charges of different mortgage brokers and lenders.
    • You have the RIGHT to be informed about the total cost of your loan including the interest rate, points and other fees.
    • You have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees.
    • You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement.
    • You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.
    • You have the RIGHT to know how much the mortgage broker is getting paid by you and the lender for your loan.
    • You have the RIGHT to ask questions about charges and loan terms that you do not understand.
    • You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance.
    • You have the RIGHT to know the reason if your loan was turned down.
    • You have the RIGHT to ask for the HUD settlement cost booklet "Shopping for Your Home Loan"

Predatory lending
  • Don’t Be a Victim of Loan fraud! - brochure

Shop for a loan
  • Look for the best mortgage: shop, compare, negotiate - brochure

Learn about home buying programs
  • In Idaho

Still have questions?  Make a housing counseling appointment with us today!

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  • Welcome
    • About Us
    • How to Find Us
    • Board and Staff
    • FAQ's
  • Apply Online!
  • Strategic Plan
  • Income & Asset Limits
  • Purchase
    • Housing Counseling
    • Preparing for Ownership
    • How To Apply
    • Housing Affordability Calculator
    • Homes for Sale
  • Rent
    • Blaine County Rental Guide
    • Resources for Renters
    • Information about Section 8 Housing
    • The Lift Tower Lodge
    • Properties For Rent
  • Maximum Monthly Housing Costs
  • BCHA Documents
    • Community Housing Guidelines
    • BCHA Strategic Direction
    • Housing Studies
  • Community Resources
    • Veterans
    • Fair Housing
  • Abuse of Community Housing
  • Community Homeowner Portal
    • Rental Recertification
  • Board Meetings
    • 2022 Meeting Schedules, Notice, Agenda, and Minutes >
      • 2020 Meeting Notices
    • Archived Agenda & Minutes >
      • 2020 Agenda & Minutes
      • 2019 Agenda & Minutes
      • 2018 Agenda & Minutes
      • 2017 Agenda & Minutes
      • 2016 Agenda & Minutes
      • 2015 Agenda & Minutes
      • 2014 Agendas & Minutes
      • 2013 Agendas & Minutes
      • 2012 Agendas & Minutes
      • 2011 Agendas & Minutes
      • 2010 Agendas & Minutes
  • Open Records
  • Emergency Housing Assistance
  • Contact Us
  • Monthly Rental Data
    • 2022